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Maximize your Wealth - Omar Suleiman

Maksimalkan Kekayaan Anda - Omar Suleiman

The Prophet (ﷺ), he tells us a very interesting story,

Nabi (ﷺ) menceritakan kisah yang sangat menarik,

and this story is narrated

dan kisah ini diriwayatkan

by Abu Hurairah (رضي الله تعالى عنها) in Sahih Muslim,

oleh Abu Hurairah (رضي الله تعالى عنها) dalam Sahih Muslim,

that one day there was a man

bahwa suatu hari ada seorang pria

walking out in the wilderness.

berjalan di padang gurun.

As he’s walking out in the wilderness,

Sementara dia berjalan di padang gurun,

he looks up and he notices

ia mendongak dan melihat

that there is a cloud all by itself.

ada seonggok awan.

Then he hears a voice coming from that cloud,

Kemudian ia mendengar suara yang datang dari awan itu,

and the voice is saying, “(اسقِ حديقة فلان)”

dan suara itu mengatakan, “(اسقِ حديقة فلان)”

"Go ahead and nourish the garden of so and so,

"Teruskanlah terbang dan rawat kebun si Fulan,

irrigate the garden of so and so."

airilah kebun si Fulan."

So he says, "I followed this cloud

Dia mengatakan, "Saya ikuti awan ini

and I saw that it stopped at a certain area,

dan saya lihat ia berhenti di daerah tertentu,

then all of a sudden it started to pour down rain."

kemudian tiba-tiba awan itu mulai mencurahkan hujan."

"What’s interesting about this

"Yang menarik tentang hal ini

is that the water came down sort of on a flat surface,

adalah bahwa air hujan itu turun di atas permukaan datar,

but at the same time,

di saat yang sama,

it bounced off of that flat surface,

air itu memantul dari permukaan datar itu,

and it came into the stream,

membentuk aliran sungai,

it formed a stream."

terbentuk seperti sungai."

And as he followed that stream down,

Saat ia mengikuti aliran air itu,

he saw a man with his hatchet,

ia melihat seorang pria dengan kapaknya,

channeling the water

membuat saluran air

into the different parts of his garden

ke berbagai bagian di kebunnya

to make sure that each part of his garden

memastikan agar setiap bagian kebunnya

got what it was supposed to get

mendapat bagian

in regards to its portion.

sesuai dengan porsinya.

So he said, "I went to the man,

Dia berkata, “Saya temui orang itu,

and I asked the man, what's your name?"

dan saya menanyakan siapa namanya?”

And he said, “My name is so and so.”

Katanya, “Nama saya si Fulan.”

So he said, “SubhanAllah.”

Dia pun mengatakan, “SubhanAllah.”

He said, “Why are you asking me?”

Orang itu bertanya, “Kenapa Anda bertanya begitu?”

He said, “Because that’s the same name

Katanya, “Karena itu nama yang sama

that I heard from the cloud.”

yang saya dengar dari awan.”

And he told that man the story,

Dia pun menceritakan kisah yang dialaminya,

and he asked that man, he said,

dan ia bertanya pada orang itu, katanya,

“What do you do with your money?

“Apa yang Anda lakukan dengan uang Anda?

What do you do with this water?

Apa yang Anda lakukan dengan air ini?

What do you do with your garden?"

Apa yang Anda lakukan dengan kebun Anda?”

And the man said,

Orang itu berkata,

“(أنظر إلى ما يخرج منها),”

“(أنظر إلى ما يخرج منها).”

He said, “I look to see what comes out of it.”

Ia berkata, “Saya menunggu apa hasilnya.”

“(أتصدق بثلثه).”

“(أتصدق بثلثه).”

And he said, “I gave in charity a third of it.”

Lanjutnya, “Saya sumbangkan sepertiganya.”

Then, “(آكل أنا وعيالي من ثلثٍ).”

Kemudian, “(آكل أنا وعيالي من ثلثٍ).”

He said, “Me and my family, we eat from a third of it.

Katanya, “Saya dan keluarga saya, makan dari sepertiganya.

Then I take the last third,

Lalu sepertiga lainnya,

I put it back into the garden.”

saya kembalikan ke kebun sebagai modal.”

I reinvest one-third of it.

Saya investasikan kembali sepertiga dari hasil itu.

We can take so many lessons from this.

Kita bisa mengambil begitu banyak pelajaran dari sini.

Number one, that there is no sustenance

Pertama, bahwa tidak ada rezeki

that will come to you

yang akan datang kepada Anda

without the permission of Allah (سُبْحَانَهُ وَ تَعَالَى).

tanpa izin Allah (سُبْحَانَهُ وَ تَعَالَى).

Not a dollar in your bank account,

Tidak sepeser pun uang di rekening Anda,

or in your piggy bank even when you’re younger.

atau di celengan Anda meskipun Anda masih muda.

Not a single drop of rain,

Tidak setetes hujan pun,

not a single leaf will fall from a tree,

tidak ada sehelai daun pun akan jatuh dari pohon,

nothing will come to you

tidak ada yang akan mendatangi Anda

except by the permission of Allah (سُبْحَانَهُ وَ تَعَالَى).

kecuali dengan izin Allah (سُبْحَانَهُ وَ تَعَالَى).

your sustenance is written down

and it will come to you

dan akan datang kepada Anda

in ways that you don’t even know,

dengan cara-cara yang tidak Anda ketahui,

and it will come to you from avenues

dan rezeki itu akan datang kepada Anda dari jalan

that you possibly don’t even recognize.

yang bahkan mungkin tidak Anda kenali.

But, Allah (سُبْحَانَهُ وَ تَعَالَى) will continue

Tapi, Allah (سُبْحَانَهُ وَ تَعَالَى) akan terus

to give rizq to a person,

memberi rezeki kepada seseorang,

or will continue to give sustenance to a person

atau terus memberikan nafkah pada seseorang

who is doing good.

yang berbuat baik.

Another thing that we see is that this person,

Hal lain yang kita pelajari adalah bahwa orang ini,

didn’t really have much,

tidak terlalu kaya,

it wasn’t that his man had this huge garden,

orang ini tidak memiliki kebun luas,

he wasn’t a multi-millionaire,

dia bukan jutawan besar,

because traditionally when we talk about charity,

karena secara tradisional ketika kita berbicara tentang sedekah,

you might be thinking to yourself,

Anda mungkin berpikir untuk diri sendiri,

I only make a few hundred dollars,

Anda tahu, saya hanya membuat beberapa ratus dolar,

and I’m still going to school,

dan saya masih sekolah,

I’m not doing much.

Saya tidak punya penghasilan yang besar.

You might be thinking to yourself,

Anda mungkin berpikir,

how does this apply to me?

bagaimana ini berlaku bagi saya?

Because we think

Karena kita berpikir

that charity only applies to multi-millionaires.

bahwa sedekah hanya berlaku untuk jutawan besar.

And people that are,

Dan orang-orang,

it's just like everyone looks at the doctor

sama saja seperti orang-orang melihat dokter

in the fundraisers

di acara penggalangan dana

and sees how much the doctors going to give, right?

dan melihat berapa banyak dokter itu akan sumbangkan, bukan?

And so we have to have these glory images,

Kita harus memiliki bayangan kemewahan ini,

and this sensationalism,

serta sumbangan yang penuh sensasi ini,

or these really fancy masajid,

atau masjid mewah ini,

you know, beautiful videos

with nasheeds in the background.

dengan nasyid sebagai latar belakangnya.

Sometimes, you know, all kinds of things

Kadang-kadang, segala macam hal

in the backgrounds and golden minarets,

di latar belakang dan menara emas,

so that a person can be motivated to give.

sehingga seseorang dapat termotivasi untuk memberi.

So it kind of becomes random charity

Jadi seakan menjadi sedekah acak

from rich people,

dari orang-orang kaya,

and you need to get it out from these rich people.

dan Anda perlu memisahkan diri dari orang-orang kaya ini.

But this man, obviously we can take from this hadith,

Tapi orang ini, jelas dari hadis ini,

he’s a simple man.

dia orang yang sederhana.

But at the same time,

Tapi di waktu yang sama,

with his giving,

dengan sedekahnya,

Allah (سُبْحَانَهُ وَ تَعَالَى) continues to give to him

Allah (سُبْحَانَهُ وَ تَعَالَى) terus memberi kecukupan padanya

as he goes forward in life,

seraya ia melanjutkan kehidupannya,

and his investment continues to grow,

dan investasinya terus berkembang,

and so Allah (سُبْحَانَهُ وَ تَعَالَى) blesses him.

dan Allah (سُبْحَانَهُ وَ تَعَالَى) memberkatinya.

As He says in a hadith Qudsi,

Sebagaimana firman-Nya dalam sebuah hadis Qudsi,

“(يا إبن آدم).”

“(يا إبن آدم).”

“O son of Adam,

“Wahai anak Adam berdermalah,

give and I will give to you.”

maka Aku akan memberimu.”

So the Prophet (ﷺ) taught,

Jadi Nabi (ﷺ) mengajarkan,

“(من لم يشكر بالقليل).”

“(من لم يشكر بالقليل).”

"Whoever is not grateful with small things,

"Barangsiapa tidak bersyukur dengan hal-hal kecil,

will not be grateful with major things."

tidak akan bersyukur untuk hal-hal besar."

So if you’re only making $20,000 a year,

Jadi, jika Anda hanya menghasilkan $20,000 per tahun,

and you’re not grateful with that,

dan Anda tidak bersyukur dengan itu,

you’re not going to be grateful

Anda tidak akan bersyukur

when you make a quarter of a million dollars a year,

ketika Anda menghasilkan seperempat miliar dollar per tahun,

when you make $250,000 a year.

ketika Anda menghasilkan $250,000 per tahun.

That’s not the point here of generosity,

Maksudnya di sini bukan kedermawanan,

the point here is that any time something good

maksudnya di sini adalah bahwa setiap kali sesuatu yang baik

happens to you,

terjadi pada Anda,

you give something

Anda sedekahkan sesuatu

for the sake of Allah (سُبْحَانَهُ وَ تَعَالَى),

demi Allah (سُبْحَانَهُ وَ تَعَالَى),

and at the same time,

dan pada saat yang sama,

you’re disciplined with your money,

Anda disiplin dengan uang Anda,

you invest it, right?

Anda menginvestasikannya, bukan?

This hadith is teaching us

Hadis ini mengajari kita

that it’s sunnah to invest.

bahwa berinvestasi itu sunnah.

to build for your future in this world as well,

untuk membangun masa depan Anda di dunia ini juga,

and to not be reckless with your money.

dan tidak sembrono dengan uang Anda.

This man is incredibly disciplined.

Pria ini sangat disiplin.

So being disciplined with our finances.

Jadi disiplin dengan keuangan kita.

The Prophet (ﷺ) said in a hadith in Abu Dawood

Nabi (ﷺ) mengatakan dalam sebuah hadis dari Abu Dawud

that no one should recieve a gift,

bahwa tidak seorang pun yang boleh menerima hadiah,

except that they give a portion of that gift

kecuali mereka memberikan sebagian dari hadiah itu

for the sake of Allah (سُبْحَانَهُ وَ تَعَالَى).

demi Allah (سُبْحَانَهُ وَ تَعَالَى).

So whether it’s a gift,

Jadi entah itu hadiah,

whether it’s an increase in your salary,

entah itu kenaikan gaji Anda,

whether you just got admitted

mungkin Anda baru saja diterima

into a really good program in school or college,

di jurusan yang baik di sekolah atau perguruan tinggi,

make sure that you have a consistent charity

pastikan bahwa Anda memiliki sedekah yang konsisten

that’s coming out of your income,

yang keluar dari penghasilan Anda,

no matter how small it is,

tidak peduli seberapa kecil pun itu,

every single day of your life,

setiap hari dalam hidup Anda,

because charity is due upon you every day.

karena sedekah selalu diberikan pada Anda setiap hari.

And at the same time,

Pada saat yang sama,

when anything good happens to you,

saat sesuatu yang baik terjadi pada Anda,

or any increase comes in your life,

atau peningkatan datang dalam hidup Anda,

make sure you have a set portion to give

pastikan Anda memiliki porsi untuk disedekahkan

for the sake of Allah (سُبْحَانَهُ وَ تَعَالَى).

demi Allah (سُبْحَانَهُ وَ تَعَالَى).

That will keep you removed from greed,

Itu akan membuat Anda terhindar dari sifat serakah,

even as you move forward,

bahkan saat Anda bergerak maju,

and as you grow into your careers,

dan tumbuh dalam karir Anda,

and as you become more successful,

dan saat Anda menjadi lebih sukses,

bi’ithnillahi ta’ala.

bi'idznillah ta’ala.

We ask Allah to grant us success

Kita mohon Allah untuk memberkahi kita kesuksesan

in this world and the next,

di dunia ini dan di akhirat,

and to make us people of geneorous hearts.

dan menjadikan kita orang yang murah hati.

Allahumma ameen.

Allahumma amiin.

JazakumAllahu khayran.

JazakumAllahu khayran.

(اَلسَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ)

(اَلسَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ)

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